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PortuguêsNew insurance products specifically designed for space tourists now cover emergency medical evacuations from orbit and compensation for flight delays. Major insurers launched these policies as space tourism grows, with coverage costing 15-20% of flight tickets. Policies address unique space travel risks not covered by standard travel insurance.
Space Tourism Gets Specialized Insurance Products
Major insurers have launched first-of-their-kind policies specifically designed for space tourists. The new products cover two critical concerns: emergency medical evacuation from space habitats and substantial compensation for flight delays caused by technical issues or weather.
What's Covered
The medical evacuation coverage addresses worst-case scenarios where tourists need emergency return from orbital stations like the ISS or future commercial stations. Policies include:
- Specialized spacecraft deployment costs
- On-orbit medical stabilization
- Earth re-entry coordination
- Ground-to-hospital transfers
- Technical scrubs (common in new space industry)
- Weather-related cancellations
- Regulatory holdups
Why Now?
With companies like SpaceX, Blue Origin and Virgin Galactic increasing flight frequency, insurance demand has surged. "We're seeing 300+ booked flights through 2026," says Lloyds of London space underwriter Marcus Chen. "Tourists want protection against the unique risks of space travel."
Cost and Availability
Policies start at 15-20% of ticket price ($250k-$500k). For a $2 million orbital flight, insurance adds $300k-$400k. Currently available through:
- AXA Space
- Allianz Space Insurance
- Lloyds of London
Industry Response
SpaceX commented: "This validation shows space tourism's maturity. Protection gives customers confidence." Medical experts note evacuation could take 6-48 hours depending on orbital position.
