UN Ranks Nations on Crypto Adoption and Regulation

UN ranks 151 nations on cryptocurrency adoption and regulation readiness. India leads global index, while Australia tops developed economies. Report reveals surging DeFi usage and regulatory gaps.

Global Cryptocurrency Adoption Index Released

The United Nations has published its inaugural Cryptocurrency Adoption Index, ranking 151 countries based on digital asset usage and regulatory preparedness. This comprehensive assessment combines on-chain transaction analysis with regulatory framework evaluations to measure grassroots adoption and government readiness.

Top Performers and Regional Leaders

India leads the global ranking, followed by Nigeria and Indonesia. The Central & Southern Asia and Oceania (CSAO) region dominates the top 20 with seven countries. The United States ranks fourth, becoming the highest-placed developed economy. Vietnam and Ukraine complete the top six, showing strong retail participation.

Methodology Breakdown

The index evaluates four key dimensions:

  • On-chain value received by centralized services
  • Retail-sized transactions at centralized platforms
  • DeFi protocol transaction volume
  • Retail DeFi activity
Each metric is weighted against GDP per capita (PPP) to highlight organic adoption beyond wealth disparities. The UN incorporated blockchain analytics from Chainalysis and mobile connectivity data from its Global Findex database.

Key Global Trends

Crypto transaction volume surged to 2021 bull market levels, with notable developments:

  • Developing economies drive 73% of adoption growth
  • Stablecoin usage increased 210% year-over-year in Latin America
  • DeFi activity grew 47% in Sub-Saharan Africa
  • Mobile-based transactions account for 68% of new crypto users
The UN report highlights Australia as having the highest developed-world adoption rate at 23%, surpassing the US (16%) and UK (12%).

Regulatory Readiness Spectrum

The index reveals stark regulatory contrasts:

  • Switzerland and Singapore scored highest for clear frameworks
  • 42% of nations lack comprehensive crypto legislation
  • Nigeria and Vietnam show high adoption despite regulatory gaps
  • China ranks 20th despite blanket exchange bans
The UN recommends standardized anti-money laundering protocols and consumer protection measures to support safe adoption.

Future Implications

This index will serve as a policy-making tool for:

  • Designing tax frameworks for digital assets
  • Developing financial inclusion programs
  • Creating cross-border crypto regulations
  • Guiding central bank digital currency development
The next index update is scheduled for Q1 2026, incorporating NFT and metaverse economic activity metrics.

Lucas Martin

Lucas Martin is an award-winning technology correspondent for a major French daily newspaper, renowned for making complex tech topics accessible to mainstream audiences.

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